| Choose insurance program: | UNIVER | UNIVER COMBI
 for Higher School of Economics | UNIVER SMART
 | UNIVER LOMONOSOV
 for Moscow State University | UNIVER SECHENOV
 for Sechenov University | UNIVER GREEN
 for visa and study | UNIVER PRO
 | 
  
  
      
      | Insurance coverage (rubles/year)
 | 1 000 000 ₽ | 1 100 000 ₽ | 1 250 000 ₽ | 2 500 000 ₽ | 2 650 000 ₽ | 35 000 € | 1 400 000 ₽ | 
      
      | Description of the program |  |  |  |  |  |  |  | 
      
      | Outpatient polyclinic assistance (primary health care in the emergency form in case of sudden acute illnesses, accidents, injuries, poisonings and other emergency conditions)
 | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 33 000 € (including emerency dental care within the limit of 100 €)
 for visa and study
 | 100 000 ₽ | 
      
      | Home doctor visit at the place of registration | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 
      
      | Ambulance | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 250 000 ₽ | 100 000 ₽ | 
      
      | Emergency dental care: (for acute toothache)
 | 50 000 ₽ | 50 000 ₽ | 50 000 ₽ | 50 000 ₽ | 50 000 ₽ | 50 000 ₽ | 
      
      | Emergency hospitalization (specialized emergency medical care)
 | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 100 000 ₽ | 150 000 ₽ | 
      
      | Medical transport repatriation | - | - | - | 500 000 ₽ | 500 000 ₽ | - | 
      
      | Repatriation of remains | 550 000 ₽ | 550 000 ₽ | 550 000 ₽ | 1 300 000 ₽ | 1 300 000 ₽ | 550 000 ₽ | 
      
      | Health check and a medical certificate: therapist, fluorography, blood analysis for HIV, hepatitis B (once per year)
 | - | 100 000 ₽ | 67 000 ₽ | - | - | - | 67 000 ₽ | 
      
      | Health check and a medical certificate: therapist, neurologist, otorhinolaryngologist, ophthalmologist, surgeon, fluorography, blood analysis for HIV, hepatitis B (once per year)
 | - | - | - | - | - | - | - | 
      
      | Check-up (medical examination) in the University clinic | - | - | - | 167 000 ₽ | 250 000 ₽ | 2 000 € | - | 
      
      | PCR test CORONAVIRUS COVID-19 (SARS-CoV-2)(once per year at the clinic) | - | - | 33 000 ₽ | 33 000 ₽ | - | 33 000 ₽ | 
      
      | Outpatient polyclinic care, medical advisory and diagnostic assistance | - | - | 50 000 ₽ | 50 000 ₽ | - | - | 150 000 ₽ | 
      
      | Accident insurance (cash compensation) | - | - | 100 000 ₽ | - | - | - | 100 000 ₽ | 
    
    | Insurance PREMIUM (rub) Insurance territory: Russian Federation
 | 3 500
      ₽ 6 months
 | 7 000 ₽ 12 months
 | 12 000 ₽ 12 months
 | 8
      750 6 months
 |  | 19 700
      ₽ 6 months
 | 49 000
      ₽ 12 months
 | 
  
    | 5 000
      ₽ 12 months
 | 12 500 ₽ 12 months
 | 25 800 ₽ 12 months
 | 
  
    | Insurance PREMIUM (rub.) Insurance territory:
      Moscow & Moscow Region
 | 4 000
      ₽ 12 months
 | 6 000 ₽ 12 months
 |  |  | 14 500 ₽ 12 months
 |  |  | 
   
 Total:  5 000.00 rubles
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